ስሙኒ ዋሌት
AI Money Management
The smartest way to track your income, expenses, and savings — with real-time AI insights that actually understand your financial life.
+ETB 13,300
Saved this month
Savings Rate
54.3%
ስሙኒ ዋሌት
Poverty starts from not knowing your expenses;
Simuni Wallet
Your Modern Expense Guide!
50K+
Transactions Tracked
99.9%
Uptime Guaranteed
3s
Avg AI Response
Free
To Get Started
Built for modern finance
Every feature designed to give you complete control and clarity over your financial life.
AI-Powered Insights
Llama 3.3 analyses your spending patterns and delivers personalised financial recommendations in real time.
Advanced Analytics
Interactive charts and trend analysis across weekly, monthly, and yearly timeframes.
Smart Budget Goals
Set savings goals, track progress, and get AI nudges when you're off track.
Smart Notifications
Get alerted for unusual spending, goal milestones, and monthly summaries.
AI Chat Assistant
Ask anything about your finances and get instant, context-aware answers.
Bank-Grade Security
JWT authentication, OTP verification, and encrypted data storage.
Spending Breakdown
Visual category breakdowns so you always know where your money goes.
ETB Native Support
Built for Ethiopia — all amounts in Ethiopian Birr with local context.
Up and running in minutes
Three simple steps to financial clarity.
Create your account
Register with email, verify with OTP, and you're in. No credit card needed.
Add your transactions
Log income and expenses by category. Import or add manually in seconds.
Get AI insights
Our AI analyses your data and delivers personalised recommendations instantly.
Loved by users
Real people, real results.
"ስሙኒ ዋሌት transformed my financial planning. The AI insights help me make data-driven decisions about my freelance income."
Biniyam Aweke
Senior Data Science Analyst & Freelancer
ConDigital Technologys PLC
"Finally a finance app that understands Ethiopian context. The real-time tracking and budget management are exceptional."
Omar Murad
Senior IT Specialist
Ethio telecom
"The AI assistant is brilliant! It helps me manage both my salary and event budgets seamlessly. Highly recommended."
Mikiyas Mesfin
Software Engineer & Event Organizer
Harar Ministry of Innovation & Technology
"Absolutely brilliant! It makes managing salary and event budgets effortless. As a Software Engineer, I highly value the efficiency and logic it brings to my daily workflow. Highly recommended!"
Hana Alemayew
Software Engineer & DB Engineer
ALTA Computec PLC
"ስሙኒ ዋሌት transformed my financial planning. The AI insights help me make data-driven decisions about my freelance income."
Biniyam Aweke
Senior Data Science Analyst & Freelancer
ConDigital Technologys PLC
"Finally a finance app that understands Ethiopian context. The real-time tracking and budget management are exceptional."
Omar Murad
Senior IT Specialist
Ethio telecom
"The AI assistant is brilliant! It helps me manage both my salary and event budgets seamlessly. Highly recommended."
Mikiyas Mesfin
Software Engineer & Event Organizer
Harar Ministry of Innovation & Technology
"Absolutely brilliant! It makes managing salary and event budgets effortless. As a Software Engineer, I highly value the efficiency and logic it brings to my daily workflow. Highly recommended!"
Hana Alemayew
Software Engineer & DB Engineer
ALTA Computec PLC
Start managing your money intelligently
Join thousands of Ethiopians who trust ስሙኒ ዋሌት to manage their finances.
Get Started Free